In order to qualify for a LIDO apartment, applicants need to have at least 5 open current satisfactory accounts, that have been open for 5 years or older (i.e. a credit card that has been open since 2010…). We DO NOT go by credit scores, but rather your history, a revolving balance of at least 50%, and on-time payments. No Evictions & Tax Liens can show up on your credit report. If you have bankruptcy, it must be from 2008 or later.